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When you are ready to retire you may think that Medicare will be a great medical coverage plan. Medicare really is a great plan to have, but it is also going to only cover a certain percentage of all of your medical bills and this leaves you responsible for the rest of the bill. This is why you should get a quote on a Medicare supplement plan.
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When you turn 65 or are ready to retire you may think that Medicare cover all of your medical costs for the rest of your life. Medicare does cover MOST of your medical costs but not all. Medicare has a rather large hospital deductible and pays only 80% of your Doctor and outpatient costs. This is why you should get a quote on a Medicare supplement plan. A Medicare supplement plan can pay these costs and leave you with very little out of pocket expense.
Medicare will only pay out a certain percentage for each of the bills you get. Typically, this amount is at the eighty percent mark. This leaves you responsible for twenty percent. This may not seem like a big exposure but the issue is there is no Stop or Out of Pocket Maximum. If you have a $10,000 claim you would be responsible for $2,000 but if you have a $100,000 claim you would be responsible for $20,000. This is why the majority of folks get a Medicare supplement plan. To cover those out of pocket expenses.
People will love the fact that Medicare supplement plans have NO network of doctors or hospitals. You can choose to see any doctor or go to any hospital that accepts Medicare – ANYWHERE in the USA.
During you initial Open Enrollment Period you can choose any Medicare supplement plan you like and cannot be turned down. Once you have been in Medicare for more than 6 months you can change plans but would have to go through medical underwriting.
A Medicare supplement plan will likely cost much less than you may think. Most people that enter Medicare and have been paying for their own private insurance will see a significant reduction in premium.
Having a Medicare supplement plan keeps things simple and gives piece of mind when it comes to medical expenses. We would be happy to help you understand your choices and are always here to answer any questions.
Fabulous videos. I learned more from you than any of my training courses. Thanks for this.
Excellent info! I just moved my 87 yr old mom from PA to GA and I have to find her a new provider, Keystone 65 Advantage was only for up North.... this is so scary but I know a bit more now. Great job *:D
A machine gun mouth firing some pretty informative stuff! Thanks Keith.
Outstanding Medicare resource center! Thank you!
Thank you thank you thank you:)
Thank you very much for making this is whole lot easier to understand.
Thanks for the enlightenment. So of course I subscribed to your Youtube channel!
Thanks a bunch. :-) Fantastic website!
Good stuff. I have part a and b , automatically enrolled as I’m on disability. My wife was working so I had her insurance, Medicare is my secondary.
Thank you, Keith! An excellent and easy-to-follow website with videos that cleared a lot of the fog surrounding Medicare parts and details.
AWESOME INFORMATION. Thanks for taking the time build this site. It has been very helpful in making a decision.
This site and your services are pure gold!
I had little previous knowledge about Medicare but the video helped a lot. Very clearly explained.
Wow! Thank you, Keith, for putting this video together. I will soon turn 65 and this was my first stop in learning about Medicare and what i need to decide in the next few weeks. I have an appointment at the social security office in a couple of days and now I know I have a reasonably good understanding of the program.
I am not one that will usually leave a review but my experience with Keith has been outstanding. He has taken all the stress and worry out of this new milestone in my life. I am very lucky to have found his videos and now have someone I trust when I need something.
I have nothing but good things to say about working with Keith. Very helpful!
My daughter help me find this website. I like that I was able to get quotes myself without speaking with anyone. Once I had a good idea of what I wanted - Keith was very helpful in getting the application completed. I would have no problems recommending Keith to my friends. He really listens to his clients.
It was great to find a site where everything I need is in one place. Keith was more like a friend helping me. Thanks so much!
I found this site very helpful. It is much easier for me to watch videos for answers to my questions. Thank you!