It’s a new year. Don’t forget deductibles.Have you made your New Year’s resolutions? Have you already broken some of them? We all do it. Here’s one resolution to make and keep. “I will be aware of all my Medicare deductions and not be surprised at the doctor’s or the pharmacy.” […]
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Pay attention to your Medicare premiums; make sure they are paid on time!Like lunch, Part B and Part D benefits are not free. You don’t have to worry about Part A. As you know from previous blogs, this plan is free to eligible members. If, for some reason, you are not eligible for Part A and w[…]
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You are a card-carrying Medicare memberJust what you need – another card to add to all the other ones in your wallet: another membership card! Whether you are a long-time card-carrying Medicare member or this is your first year, you will need to guard this card as carefully as your credit or d[…]
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So-called catastrophic coverage (sounds like doomsday but it’s actually a good thing!) begins once you’ve made it through the coverage gap called the donut hole. In 2018, you will exit the donut hole once you have reached $5,000 in out-of-pocket costs. (See last week’s blog for more details.) […]
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If you spent more than $3,700 on covered drugs in 2017, you know all about the donut hole. It’s the dreaded coverage gap when your initial coverage ends and you enter Phase 3 of your Part D plan. In 2018, the out-of-pocket amount increases slightly to $3,750. If you land in the donut hole, your […]
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Do you feel like screaming when you pick up your prescription at the pharmacy and the cashier gives you a nervous look because she knows how high much you will have to pay? The Medicare coverage that may be the most expensive is, indeed, Part D, coverage of prescription drugs. This is not the faul[…]
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Procrastination is not covered by Medicare! If you have waited until now to take advantage of Open Enrollment – that grace period when you can change a program – then you only have a few days left. December 7 at midnight is the last hurrah. If you want to make a change, do it before then. Firs[…]
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