You thought Part B was complicated? Well, “you ain’t seen nothin’ yet.” Part D is where things start to get really byzantine. Part D is insurance for outpatient prescription drugs. In other words, you take them yourself, you are not given them in the hospital or in a doctor’s office. Par[…]
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When signing up for Medicare or changing your plan during Open Enrollment (which you can do now until December 7th), remember this: caveat emptor. This is Latin for let the buyer beware. In the case of Part B, it is wise for you – the buyer – to understand what you will pay for a premium, how th[…]
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In the first few years of school, we learn the ABCs. Then, we learn what they can do for us. They can teach us about the world. They can entertain us. They can frustrate us. The Medicare alphabet is similar. We have to learn the ABCDs and find out what they can do for us. They will help keep us hea[…]
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Open sesame? No, that opens the cave where the treasure is hidden in One Thousand and One Nights. We are talking about open enrollment for Medicare. It may not be as exciting as hidden treasure, but it’s just about as valuable. It gives you decision-making power over your healthcare coverage. […]
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You can delay but there are IFs and BUTs If you are over 65 and still working, you are not alone. Warren Buffet is still at it and he just turned 87! In August of this year, the Bureau of Labor Statistics said there are 9,205,000 U.S. senior citizens in the same boat. Retirement used to be the pot[…]
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“Will you still need me, will you still feed me, when I’m sixty-four?” Remember those Beatle lyrics? Chances are when you heard them, 64 sounded old! But, now that you have passed that landmark by a year, 65 seems young. You can retire. You can get senior discounts. And, you are eligible to […]
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If you think Medicare is a hot potato now, take a look at its difficult birth Where were you in 1965? If you turned 65 this year, you were 13. You were listening to the new release “Satisfaction” by the Rolling Stones and “Help” by the Beatles. If you were one of the lucky ones, you saw the[…]
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